Discounts
The Insurance markets today have to fine-tune their rates more than ever
before to remain viable and competitive. One of the biggest factors in insurance
premiums, especially for auto insurance, is your bill-paying history, and
credit score. Years of study have demonstrated that far fewer claims are
reported by drivers that have a credit score that reflects a responsible
history of handling their finances, regardless of their income level. Many
lower income households are showing a better credit score, and thus a lower
insurance premium than higher income households that are less careful with
their finances. The find out more about this, please visit www.piaw.org
Other discounts available include:
- Multi-policy discounts, which results in substantial saving
on your home, condo, renters, or auto if they are insured with the same
company.
- Many of our companies also offer large discounts if any driver of
the household is a member of one of thousands of professional trade
associations.
- There are also large savings your home, auto, boat, umbrella policies
if your have at least one life, annuity or disability policy with the
same company.
- There are discounts available with some companies if you pay the premium
in 6 or 12 month installments, and also if you have had continous insurance
coverage without a lapse in coverage.
- We also have companies that will give you the married rate, which
can be substantial, if you are a single parent, or even in a committed
relationship without a marriage license, without regard to the gender
of your partner.
